Insurance Brokers

Michael Payne of Legacy Insurance Group has been in the Insurance business for over 21 years.

Mike started his career with an insurance brokerage until he was offered a position with AAA Insurance NV. While at AAA he opened the very first brick and mortar Insurance Sales office and won numerous awards as the Top producing agent. Mike have an expansive network of services to refer our clients to.

Mike is very knowledgeable with commercial and business insurance. He has a large professional network and personal relationship skills in the Insurance industry. He brings value, provides guidance and provides both Insurance partners and clients to a path of mutual benefit while enhancing the reputations of Legacy Insurance and its’ Insurance Partners both personal lines and commercial.

Areas We Serve

Summerlin, Aliante, Centennial Hills, Henderson, North Las Vegas, Nellis Air Force Base, Spring Valley, Silverado Ranch, Seven Hills, Anthem

Michael Payne


Owner of Las-Vegas-based Legacy Insurance Group, Mike offers more than two decades of collective professional experience in the industry. Michael launched his career with a prominent insurance brokerage, and was then offered a position with AAA Insurance Nevada, where he opened its first office and was deemed Top-Producing Agent numerous times.

As Principal Owner of Legacy Insurance Group, he is a 15-year veteran in the Real Estate & Financial Services industry. Born in the Philippines, Michael moved to the U.S. at the age of 7. As the son and grandson of U.S. Air Force Officers, he grew up traveling the world, absorbing unique cultures and people. That experience has fostered the ability to quickly adapt to change and to remain comfortable and confident in any environment.

Among numerous real estate awards, Michael has been deemed a Platinum and Gold Top Producer by AAA Las Vegas, as well as a Top 25 Asian Practitioner by AREAA.

He is married to Desiree, with three children: Tyler (16), Mikella (11) and Austin (8). He is dedicated to working within the local community, via non-profit organizations and outreach programs. He maintains involvement in raising funds for local scholarships, child cancer fundraising, and helping to clothe and feed homeless high school students.

A few client testimonials

Here are a few of our clients testimonials. Don’t just take our word for it, take a look for your self.

For any insurance needs, call or see Michael Payne... He helped me save money on my auto premiums and home insurance. Parents with teenage drivers, your premiums are about to [...]

Patrick Oloteo Family - Happy Client

The best to work with! Call my cousin Mike Payne for any insurance (home/auto) or real estate needs. He will give you the best deal!!! [...]

Winnjay Delacruz Family - Happy Client

Great quality insurance at very reasonable prices! We know our cars, home & cabin are always protected...even during the... forest fire we had near our place in Utah a couple [...]

Katarina Blackwell -

These guys Saved me tons of money on my insurance and gave me excellent service. I recommend all my friends and clients to Mike and Legacy Insurance Group. [...]

Albert Sylva -


Legacy Insurance prides itself with being a “Service First” company. While many brokerages have a main focus of Commercial and Business Insurance, Legacy Insurance’s goal is to be the best personal lines insurance brokerage in Clark County. 95% of our clients have been referred by other happy clients.

We prefer to do business with our clients that we consider our friends and family.

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We are heavily involved with community involvement and have “Giving Back” initiatives.