Insurance Brokers

Michael Payne and Mickal Mireles are the owners of Legacy Insurance Group. Payne and Mireles have been in the Insurance business for 21 years collectively.

Payne started his career with an insurance brokerage until he was offered a position with AAA Insurance NV. While at AAA he opened the very first brick and mortar Insurance Sales office and won numerous awards as the Top producing agent.

Mireles started his carrier as an Operations Manager for a Fortune 500 company for 16 years before moving his talents to AAA Insurance NV. After developing large books of business and fine reputations in the industry, a decision was made to build a successful Independent Insurance brokerage together. Payne and Mireles have an expansive network of services to refer our clients to.

Although Payne and Mireles expertise are in personal lines, they are also very knowledgeable with commercial and business insurance. In short, Payne and Mireles have extensive Insurance experience, a large professional network and personal relationship skills in the Insurance industry. They will bring value, provide guidance and provide both Insurance partners and clients to a path of mutual benefit while enhancing the reputations of Legacy Insurance and its’ Insurance Partners both personal lines and commercial.

Michael Payne


As Co-Owner of Las-Vegas-based Legacy Insurance Group with partner Mickal Mireles, the pair offers more than two decades of collective professional experience in the industry. Michael launched his career with a prominent insurance brokerage, and was then offered a position with AAA Insurance Nevada, where he opened its first office and was deemed Top-Producing Agent numerous times. It was in this position where he aligned with Mickal.

As Principal Owner of Legacy Insurance Group, he is a 15-year veteran in the Real Estate & Financial Services industry. Born in the Philippines, Michael moved to the U.S. at the age of 7. As the son and grandson of U.S. Air Force Officers, he grew up traveling the world, absorbing unique cultures and people. That experience has fostered the ability to quickly adapt to change and to remain comfortable and confident in any environment.

Among numerous real estate awards, Michael has been deemed a Platinum and Gold Top Producer by AAA Las Vegas, as well as a Top 25 Asian Practitioner by AREAA.

He is married to Desiree, with three children: Tyler (16), Mikella (11) and Austin (8). He is dedicated to working within the local community, via non-profit organizations and outreach programs. He maintains involvement in raising funds for local scholarships, child cancer fundraising, and helping to clothe and feed homeless high school students.

Mickal Mireles


As Co-Owner of Las-Vegas-based Legacy Insurance Group, Michael Payne and partner Mickal Mireles offer more than two decades of collective professional experience in the industry.

Mickal’s career began as an Operations Manager for a Fortune 500 company, where he worked for 16 years. He then transitioned to AAA Insurance NV—where he met Michael. After developing large books of business and an impeccable reputation within the industry, the pair united to build their successful Independent Insurance brokerage together.

In his role as Owner of Legacy Insurance Group, Mickal brings numerous skills to the business , including: management, administrative, human resources, strategic planning, budgets, policies & procedures, staffing, payroll, and quality & safety reports.

He has also served as District Branch Owner and an Insurance Broker with Eco Insurance Group, providing a full spectrum of insurance products, while providing office & field training of agents. Mickal previously worked as a Manager in Insurance Sales for AAA Insurance, providing insurance products and training & supervising support staff. He has also worked as a Field & Training Manager at Bankers Life and Casualty, and as Operations Manager, Supervisor & Trainer and Service Provider for UPS.

Mickal earned a Bachelor’s degree in Business Development from Utah State.

A few client testimonials

Here are a few of our clients testimonials. Don’t just take our word for it, take a look for your self.

For any insurance needs, call or see Michael Payne... He helped me save money on my auto premiums and home insurance. Parents with teenage drivers, your premiums are about to [...]

Patrick Oloteo Family - Happy Client

The best to work with! Call my cousin Mike Payne for any insurance (home/auto) or real estate needs. He will give you the best deal!!! [...]

Winnjay Delacruz Family - Happy Client

Great quality insurance at very reasonable prices! We know our cars, home & cabin are always protected...even during the... forest fire we had near our place in Utah a couple [...]

Katarina Blackwell -

These guys Saved me tons of money on my insurance and gave me excellent service. I recommend all my friends and clients to Mike and Legacy Insurance Group. [...]

Albert Sylva -


Legacy Insurance prides itself with being a “Service First” company. While many brokerages have a main focus of Commercial and Business Insurance, Legacy Insurance’s goal is to be the best personal lines insurance brokerage in Clark County. 95% of our clients have been referred by other happy clients.

We prefer to do business with our clients that we consider our friends and family.

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We are heavily involved with community involvement and have “Giving Back” initiatives.